The Role: Morningstar DBRS is seeking an experienced full-time credit analyst to join its Financial Institution Ratings team in New York. Reporting to the Sector Lead, the successful candidate will have lead and backup analyst responsibilities on a portfolio of U.S. banks. Candidates with a minimum of four years of experience in financial institutions credit analysis, including some analysis of banks, gained from a rating agency or financial institution will be given priority. Responsibilities: The successful candidate will be part of an experienced and growing team of professionals responsible for analyzing financial institutions, primarily banks, in the U.S. The analyst's main responsibilities will be acting as lead analyst of a portfolio of issuers, participating in rating committees, attending and leading issuer meetings, and authoring topical research on the banking sector. Ancillary activities will include participating in cross-team initiatives across the Fundamental Ratings group, which also includes our Corporate Finance and Sovereign ratings teams.The analyst will be required to have financial industry knowledge with specific issuer/banking sector knowledge; strong financial statement analytical abilities and spreadsheet skills, excellent verbal and written communications skills. The analyst will also prepare and deliver rating committee presentations and publish press releases, rating reports and insightful topical research of high quality and regular cadence in order to materially contribute to Morningstar DBRS's Thought Leadership goals. Strong client facing skills including the ability to engage with senior executives at rated entities, will be expected. Additionally, it is anticipated that over time, the analyst will be interacting with media outlets in various capacities to share credit opinions.The successful candidate will be a highly motivated self-starter with a strong work ethic, a demonstrated ability to work under time pressure within a close-knit team, an excellent attention to detail, and with strong writing, quantitative and presentation skills. The analyst will also be expected to be creative in using Morningstar DBRS' suite of sanctioned artificial intelligence tools to enhance productivity and efficiency. Qualifications: Undergraduate degree in business, finance or a closely related field. Masters degree and CFA are a plus Minimum of three years of experience in bank/and or financial institution credit analysis or directly related field Excellent business writing, communication and analytical capacity Strong interpersonal skills, including the ability to proactively build an internal network across our Fundamental Ratings team, especially with respect to our European and Canadian banking teams, in order to facilitate the sharing of ideas and generate collaborative research. Team player with demonstrated ability to work in a fast-paced environment Willingness to travel as required Bloomberg skills a plus About UsMorningstar DBRS is a leading provider of independent rating services and opinions for corporate and sovereign entities, financial institutions, and project and structured finance instruments globally. Rating more than 4,000 issuers and 60,000 securities, it is one of the top four credit rating agencies in the world. Morningstar DBRS empowers investor success by bringing more transparency and a much-needed diversity of opinion in the credit rating industry. Our approach and size allow us to be nimble enough to respond to customers' needs in their local markets, but large enough to provide the necessary expertise and resources they require. Market innovators choose to work with us because of our agility, tech-forward approach, and exceptional customer service. Morningstar DBRS is the next generation of credit ratings. Compensation and BenefitsAt Morningstar we believe people are at their