13293 At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. ## Skills & Competencies Ideally 10+ years of experience providing substantial credit analysis with strong technical skills in accounting and financial statement analysis Fundamental knowledge of higher education and nonprofit organizations preferred, including healthcare systems supporting academic medical centers Strong quantitative aptitude with proven analytical skills and sound credit judgment Solid understanding of capital structures, debt documentation, and rating committee processes Excellent written and verbal communication skills with the ability to articulate clear, insightful, and forward-looking credit views Ability to build and maintain strong professional relationships and represent the Moody's brand with credibility and integrity An innovative mindset: Proficiency in artificial intelligence and/or big data concepts is strongly preferred, ideally with hands-on experience using AI tools to streamline workflows and enhance operational efficiencyEducation Bachelor's degree required; Master's degree preferred## ResponsibilitiesThis role is responsible for delivering high-quality, forward-looking credit analysis and ensuring the accuracy and integrity of ratings for a portfolio of higher education and nonprofit issuers. Manage a portfolio of public and private colleges and universities, museums, research institutes, and other nonprofit organizations, ensuring timely and accurate ratings through rigorous credit analysis Analyze key credit factors including competitive position, financial performance, wealth and liquidity, capital structure, and ESG considerations in a dynamic operating environment Present credit analysis and rating recommendations to rating committees with clarity, confidence, and sound judgment Build strong rapport with senior management teams and engage regularly with investors, intermediaries, and media to communicate credit views and market insights Publish topical, transparent, and forward-looking research on issuers, sectors, and cross-sector credit themes Navigate and succeed amid frequent technological advancements and other forms of change in a fastmoving environment Collaborate effectively across teams and contribute to an inclusive exchange of perspectives while coaching and developing junior analysts Uphold the highest standards of professional integrity, transparency, and fairness in all internal and external interactionsAbout the TeamWithin Moody's Investors Service, the US Public Finance Group is responsible for the fundamental credit analysis that underpins the monitoring of existing debt ratings and the assignment of new ratings for public and private sector issuers in the municipal finance arena. The team is known for its rigorous analytical standards, collaborative culture, and commitment to delivering trusted credit insights that support market transparency and informed decisi
