JOB REQUIREMENTS: Description: Bring your investigative expertise to
Lake Ridge Bank as a Financial Crimes Officer, where you'll serve as a
key resource in the Bank's efforts to identify, investigate, and
mitigate fraud and financial crime risks. You'll take on complex
investigations, analyze emerging trends, administer legal processes,
support AML/CFT investigations, and partner across the organization to
provide meaningful fraud-risk insights. This role is ideal for an
experienced professional who thrives on critical thinking,
collaboration, and getting to the heart of complex financial activity.
Fraud Investigations and Risk Management: Conduct complex investigations
involving fraud, suspicious activity, elder financial exploitation,
account takeover, identity theft, and other financial crimes. Gather,
analyze, and document information to support investigative findings and
corrective actions. Coordinate with business units, law enforcement,
peer institutions, and external partners regarding investigations and
recovery efforts. Identify fraud trends, emerging threats, control
weaknesses, and financial crime risks affecting the Bank and its
customers. Provide subject matter expertise regarding fraud prevention,
detection, investigation, and recovery efforts. Fraud Analytics and
Reporting: Monitor fraud losses, recoveries, investigative trends, and
fraud-risk indicators. Prepare reporting, analytics, and trend
information for management and Board reporting. Support fraud risk
assessments and recommend control improvements based on investigative
findings and emerging threats. Assist management in evaluating fraud
mitigation strategies and program effectiveness. Fraud Quality Assurance
and Associate Education: Support fraud awareness and scam-prevention
initiatives for associates. Develop fraud-awareness materials and
communicate emerging fraud trends and prevention techniques. Participate
in quality assurance reviews involving fraud investigations and related
documentation. Identify process improvement opportunities and recommend
changes to strengthen fraud controls. Maintain documentation standards,
investigative procedures, and department job aids as assigned. AML/CFT
and OFAC Support: Assist with AML/CFT monitoring, suspicious activity
investigations, OFAC reviews, and related compliance activities. Support
examinations, audits, remediation efforts, and special projects as
assigned. Collaborate with the AML/CFT Officer regarding suspicious
activity, regulatory reporting, and financial crime investigations.
Provide continuity support for designated AML/CFT functions as assigned.
Subpoena and Legal Process Administration: Coordinate the administration
of subpoenas, search warrants, summonses, and other authorized legal
requests. Gather and organize responsive records and maintain
appropriate documentation. Coordinate with Legal Counsel, internal
departments, law enforcement, and other authorized parties as needed.
Ensure legal requests are completed accurately, timely, and in
accordance with applicable requirements. Operational Leadership and
Department Support: Serve as a subject matter resource regarding fraud
investigations, financial crime trends, and legal process
administration. Provide guidance and support to Financial Crimes
Analysts. Assist with quality assurance activities, training
initiatives, technology implementations, department projects, and
process improvements. Maintain department procedures, documentation, and
job aids. Officer Leadership Expectations: Support the Bank's
leadership philosophy and professional development initiatives.
Participate in internal and external training opportunities. Exercise
sound judgment and maintain confidentiality. Perform other duties and
special projects as assigned. Adhere to all Bank Security/Compliance
Regulations: Complete all annual Bank security and compliance training.
Adhere to Bank security guidelines andapplicable compliance
requirements. Maintain confidentiality of client, associate,
investigative, and Bank information. Stay current on applicable fraud,
AML/CFT, OFAC, and compliance requirements. Requirements: Associate
degree in Accounting, Finance, Criminal Justice, Business
Administration, Risk Management, or related field and/or three to five
years equivalent experience in banking, fraud investigations, AML/CFT
operations, compliance, risk management, or related financial services
activities. Experience conducting investigations, documenting findings,
and making risk-based recommendations. Working knowledge of fraud
investigations, AML/CFT requirements, OFAC requirements, suspicious
activity concepts, and financial crime risks. Strong analytical,
organizational, problem-solving, and communication skills. Strong
working knowledge of Microsoft Office applications. Ability to maintain
confidential information and represent the organization professionally.
Preferred Qualifications Bachelor's degree in Accounting, Finance,
Criminal Justice, Business Administration, Risk Management, or related
discipline. Five or more years of progressively responsible experience
in fraud investigations, AML/CFT operations, compliance, or banking
operations. Experience using Verafin or similar financial crime
monitoring systems. Experience processing legal information requests.
CFE, CAMS, CFCS, or similar professional certification. Lake Ridge Bank
values a diverse workforce and is an Affirmative Action/Equal
Opportunity Employer. Consistent with Lake Ridge Bank's commitment to
employ and advance qualified individuals with disabilities, Lake Ridge
Bank provides reasonable accommodation to apply for or perform a job.
Some examples of reasonable accommodation include alternate methods to
apply, providing documents in an alternate format, altering work
procedures, specialized equipment or use of an interpreter. If an
individual needs reasonable accommodations to apply or perform a job
here at Lake Ridge Bank, please contact Human Resources at (608)
849-2700 or email us. PI287744479 * ** APPLICATION INSTRUCTIONS:
Apply Online: https://www.click2apply.net/Gd7e2Vf4LpDxNC5VoCXmK6
