13427 At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. ## Skills and Competencies Substantial credit and risk assessment experience gained within a credit rating agency, financial institution, asset management firm, or equivalent environment. Deep knowledge of credit analysis with an extensive understanding of financial markets, Structured Finance, and consumer ABS credit. Strong quantitative, analytical, and modeling skills, including the ability to perform cash flow analysis using analytical tools or the willingness to further develop these skills. Proven ability to conceptualize, plan, and execute complex analytical, strategic, and operational initiatives within a team or across the broader organization. Excellent verbal, written, and presentation skills with the ability to clearly communicate complex credit analysis to internal and external stakeholders. Demonstrated leadership and people development capabilities, including mentoring, coaching, and training analysts at various levels. High level of integrity, sound judgment, strong organizational skills, and the ability to manage multiple priorities while meeting tight deadlines. Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.## Education Master's degree in economics, finance, statistics, applied mathematics, financial engineering, or a related field with relevant professional experience, or a bachelor's degree in a related field with ten or more years of experience in a credit-focused role.## ResponsibilitiesThis senior role oversees the surveillance, analysis, and monitoring of U.S. Consumer ABS transactions while providing leadership, mentorship, and strategic direction to the team. Chair rating committees and deal reviews, providing oversight and direction on credit analysis and surveillance decisions. Independently lead and supervise complex analytical initiatives, process improvements, and efficiency enhancement projects. Drive initiatives to strengthen rating and research quality, standards, depth, and timeliness across the team. Identify, manage, and actively contribute to methodological, process, and operational enhancement efforts, ensuring projects are properly supported and delivered on track. Mentor, develop, and train junior analysts to produce high-quality analytics, research, and market outreach in an efficient manner. Support recruitment efforts and contribute to building and maintaining a strong, collaborative, and inclusive team culture. Communicate effectively with internal and external stakeholders, including issuers, arrangers, investors, servicers, and other market participants. * Maintain a strong understand
