Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits
Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.
PAY RANGE
The Target Pay Range for this position is $106,600.00-$130,100.00 annually. The full Pay Range is $82,900.00 - $154,000.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.
BENEFITS - because people helping peoplestarts with supporting you
401(k) Company Match (up to 3%)
4% annual contribution to your 401(k) by BECU
Medical, Dental and Vision (family contributions as well)
PTO Program + Exchange Program
Tuition Reimbursement Program
BECU Cares volunteer time off + donation match
IMPACT YOU'LL MAKE:
As a Sr Credit Risk Analyst, you'll use your analytical expertise to strengthen the financial wellbeing of BECU members by shaping credit risk insights that drive confident decisionmaking. You'll transform complex datasets into meaningful information that helps protect the cooperative and unlocks opportunities for responsible growth. You'll be a trusted partner to crossfunctional teams by ensuring our credit practices align with governance standards while supporting the design of scalable reporting frameworks. You'll elevate BECU's risk capabilities by leading key initiatives and mentoring others along the way. Your work will directly influence how we understand, manage, and advance the performance of our loan portfolios.
To join our dynamic team, we require candidates to be residents of WA,OR,ID, AZ, CA, TX, GA, VA, NC or SC.Ifyou'relocatedin Washington state and within a reasonable driving distance from Tukwila, we arerequestingthat you come into our HQ on Tuesdays & Wednesdays.For those candidates that live outside the commute distance of Tukwila Financial Center and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.
WHAT YOU'LL DO:
Analyze complex data ecosystems: You'll explore and aggregate data across multiple large applications, deposit, loan, and default databases to uncover meaningful patterns and insights.
Transform data into actionable insights: You'll organize datasets into targeted segments and evaluate trends that reveal opportunities, risks, and emerging subpopulation activity.
Lead portfolio risk reporting: You'll design and refine recurring and adhoc reporting that tracks health, performance, risk ratings, bureau metrics, and loss mitigation outcomes across Consumer, Card, Mortgage, and Business portfolios.
Validate and investigate processes: You'll compare data findings with real-world operational practices by partnering with business units to confirm accuracy and understand underlying drivers.
Deliver deepdive risk assessments: Using your expertise, you'll perform comprehensive credit risk analyses to identify threats and opportunities related to portfolio performance, credit profiles, and approval or lineassignment strategies.
Model outcomes and scenarios: You'll apply statistical methodologies to pro
