12696 At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.Skills and Competencies- Familiarity with debt capital markets preferred, including coursework or relevant work experience, and prior exposure to reviewing financial or legal documentation- Demonstrates flexibility with lastminute changes in commitments and deadlines, with strong ability to prioritize tasks accordingly- Strong knowledge of Microsoft Outlook, Word, Excel and PowerPoint (advanced Excel skills a plus)- Strong attention to detail along with solid verbal, written communication and interpersonal skills- Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI-powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use.Education- Bachelor's degree requiredResponsibilitiesSupports the endtoend ratings process through document review, regulatory controls, market monitoring and cross-team collaboration- Ensure global regulatory controls including DoddFrank and internal credit policy requirements are followed across the ratings process- Review, analyze and interpret legal, contingency, and related provisions in documentation such as credit agreements, term sheets and amendments- Monitor Securities and Exchange Commission filings and identify subsequent bank loan events, escalating to analysts when further analysis is required- Develop strong understanding of Moody's credit methodologies, financial instruments, document packages and associated business practices- Gather necessary issuance documentation and track vendor and news sources to identify and flag relevant debt market developments- Engage proactively with issuers and market participants to compile comprehensive information on issuance portfolios- Identify, research and escalate issuance discrepancies, conflicts or related concerns and summarize findings for analysts- Interact professionally with issuers, investors and intermediaries as part of the ratings process- Provide timely, professional support and responses to internal and external client inquiries- Continue building subjectmatter knowledge of financial instruments, methodologies, policy updates and related practices as requiredAbout the TeamOur Ratings Desk Services team is responsible for monitoring and analyzing bank loan data, conducting detailed reviews of issuance and organizational documentation, and identifying market activity to support accurate, timely rating decisions. By joining our team, you will work crossfunctionally with analytical and operational groups across Moody's and contribute to efficient, technologyenabled workflows that increasingly incorporate responsible AIsupported tools and datadriven insights.For US-based roles only: the anticipated hiring base salary range for this positi